Estate and Letting Agents Insurance

Protect Your Business with Tailored Insurance for Estate and Letting Agents

At PIB Insurance Brokers, we understand the unique risks faced by letting and estate agents. Our specialist insurance solutions are designed to protect your business, your clients, and your reputation. 

What is Estate and Letting Agents Insurance?

Estate and Letting Agents Insurance is a tailored package of covers designed to address the specific risks faced by property professionals. It combines essential protections such as professional indemnity, employers’ liability and public liability insurance, ensuring you meet regulatory requirements and safeguard your business.

What are the Benefits of Estate and Letting Agents Insurance?

• Comprehensive protection for your agency, staff, and clients
• Peace of mind knowing you’re covered for professional errors, property damage, and legal claims
• Enhanced reputation and compliance with industry standards
• Access to expert advice and dedicated claims support
• Exclusive policy wordings and enhanced cover only available to PIB Group clients

Types of Insurance for Estate and Letting Agents

We create tailored and bespoke insurance policies to suit your business needs. Here are some of the types of covered items within a Estate and Letting Agents insurance policy:

• Professional Indemnity Insurance - Protects your agency against claims of professional negligence, errors, or omissions. For example, if a client alleges you gave incorrect advice that led to financial loss, this cover can pay for legal defence and compensation.
• Public Liability Insurance - Covers injury or property damage claims from third parties, such as clients or visitors to your office.
• Employers’ Liability Insurance - Legally required if you employ staff, this covers claims from employees who are injured or become ill as a result of their work.
• Office Insurance - A package policy that can include cover for business interruption, equipment breakdown, and loss of documents.
• Cyber Liability Insurance - Covers data breaches, cyber attacks, and the cost of restoring your systems and reputation.
• Buildings and Contents Insurance - Protects your office premises and contents against risks such as fire, flood, theft, or accidental damage.

What Insurance Does the Owner of an Estate or Letting Agency Need?

Owners should consider a combination of the above covers to ensure full protection for their business, staff, and clients. Our team can help you build a bespoke package to suit your agency’s needs.

Why Choose PIB Insurance Brokers for Estate and Letting Agents Insurance?

• Decades of experience supporting property professionals
• Tailored solutions and exclusive policy enhancements
• Dedicated account managers and claims support
• Partnership with HomeLet, the UK’s leading tenant referencing provider
• Access to additional products such as cyber insurance and PI Combined

About HomeLet – Market-Leading Tenant Referencing

As part of the PIB Group, HomeLet offers over 30 years’ experience in tenant referencing and insurance solutions. HomeLet’s services help letting agents:

• Reduce risk with comprehensive tenant checks
• Offer rent guarantee and tenants’ insurance products
• Generate additional revenue streams
• Deliver a seamless experience for landlords and tenants

Ready to Protect Your Business?

Get in touch with PIB today for a no-obligation quote and discover how our specialist insurance solutions can support your agency’s success.