Civil Engineering Insurance
Protect your civil engineering business or freelance operation with our robust Civil Engineering Insurance. From liability to machinery and project stock, we've got you covered for every venture.
What is Civil Engineering Insurance?
Civil Engineering Insurance is a specialised form of business insurance designed to meet the unique challenges faced by civil engineering firms and associated trades such as concrete placing, directional drilling, haulage, paving, piling, and more. In this industry, risks often extend to working at height, extreme depths, handling asbestos, or operating in other high-risk locations. These factors can significantly impact insurance premiums, sometimes making them a considerable expense or even unavailable.What insurance does a civil engineer need?
- Employers' Liability Insurance: Legally required if you employ staff, covering expenses related to injuries or illnesses sustained on the job.
- Public Liability Insurance: Strongly advised for covering injuries or property damage involving the public or clients.
- Plant and Machinery Insurance: Essential for covering your engineering equipment and machinery against damage or theft.
- Hired-In Plant Insurance: Covers the cost of repairing or replacing hired-in machinery and equipment that gets damaged or stolen.
- Professional Indemnity Insurance: Important for those offering consultancy or engineering services, protecting against financial loss from faulty designs or advice.
- Contract Works Insurance: Covers physical loss or damage to ongoing engineering projects.
- Stock and Materials Insurance: Protects your project materials and stock from loss or damage.
- Business Interruption Insurance: Covers financial losses due to unforeseen disruptions like fires or floods.
- Personal Accident Insurance: Provides financial support if you're unable to work due to an accident.
- Legal Expenses Insurance: Covers legal costs related to business disputes.
- Directors and Officers Insurance: Provides protection for the personal liabilities of your company's directors and officers, covering the cost of claims made against them.
Why Choose PIB Insurance Brokers
As a civil engineering contractor, your work involves unique risks and challenges, whether it's liability from engineering errors or the need to protect your specialised machinery. That's where PIB Insurance Brokers comes in.
Specialised Market Access for Tailored Packages
At PIB Insurance Brokers, we completely understand the complexities associated with civil engineering projects. With our extensive network of insurance companies and underwriters, we have access to a range of markets. We engage with these markets to tailor an insurance package that meets your specific demands and needs. Whether it's a single mistake leading to costly delays, financial loss, or legal repercussions, a tailored Civil Engineering Insurance package is indispensable for your business.
Expertise in Professional Indemnity Insurance
Our experts can also discuss Professional Indemnity Insurance, crucial for civil engineering contractors who offer consultancy services. This cover protects you against claims for financial loss due to faulty designs or advice.
A Leading UK Business Insurance Broker
PIB Insurance Brokers is a leading business insurance broker in the UK. We collaborate with a select panel of insurance providers to offer you the most comprehensive coverage options.
Tailored Solutions for Civil Engineering Contractors
We understand the specific insurance needs of the civil engineering sector and offer a broad range of tailored insurance products. From liability to machinery and stock, we've got you covered.
Nationwide Coverage
We extend our services to civil engineering contractors across the UK, ensuring you get the coverage you need, wherever your projects are located.
Choose PIB Insurance Brokers for a customised, comprehensive insurance solution that allows you to focus on what you do best—delivering top-notch civil engineering services.